What We Provide For Our Client Families

Our services include:

• Objective, Fee-Only financial planning
• Creating a personally tailored economic forecast
• Advising on investments through lower cost diverse strategies
• Invstment expense reduction (see chart)
• Employing best strategies to reduce/defer taxes
• Smart Education Funding strategies
• Designing, implementing and annually testing a retirement plan (Retirement Reality Check™)
• Working with a Professional Team to benefit client family and business planning
• Helping protect family and legacy (estate planning)
• Retirement and Business Success Coaching

What You Can Expect

You can trust that we will consistently and responsibly perform services you request, and that we will be available when you need us.  You can also expect:

• to be treated with respect, honesty, dignity and full disclosure
• that we will understand and come to agreement with you on your goals, investment risk, time frames and preferences
• that we are sincerely commited to the planning process and will work with you enthusiastically
• that after we explain the details and implications of the strategies we propose, we assume that you will follow our advice
• that we will provide regularly scheduled meetings and/or reports that are informative and easy to understand, to include the review of your personal economic forecast (F.A.R.M.) if applicable
• that we will keep you updated on topics of interest by email, mail or phone
• that  we will ask you to give us honest feedback and to introduce our firm and services to others like yourself.   
• that we will work with you to foster mutual trust, respect and understanding.